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  • Finance

    Investing in the health of your home and family makes sense. Using our finance packages allows you to enjoy a warmer, dryer home without the immediate capital outlay. Why suffer through another cold winter when you can do it now? It’s using finance in a good, positive way. You can even put the energy savings into paying your insulation and heat pump off!

    GEM Finance

    6 Months interest free on all purchases over $250.

    We are partnered with GEM Finance to provide an easy, honest and simple repayment program to make insulation and clean heating affordable. Why wait to enjoy a more comfortable and healthier home when it’s so easy to pay it off. The application process is simple and approval time once all the information is gathered is usually very quick. Ask us for an application form.


    *Credit and lending criteria, Available on purchases over $250 using Gem Visa or Gem CreditLine. Normal lending conditions credit criteria and fees apply. Prevailing interest rate (currently 25.99%p.a. for Gem Visa and 29.99%p.a. for Gem CreditLine) will apply to any balance outstanding on the expiry of the interest free period. Minimum monthly repayments must be made during the interest free period. The minimum monthly repayments of 3% of the outstanding balance or $20, whichever is greater, will not be sufficient to repay the purchase amount within the promotional period. Gem Visa and Gem CreditLine are provided by Latitude Financial Services Limited.




    Westpac Warm Up loan

    With Westpac Warm Up, existing or new home loan customers can borrow up to $10,000 interest free for five years to help make homes warmer and drier.

    A Westpac Warm Up loan funds the installation of up to $10,000 of:


    ✔Heat pumps

    ✔Double glazing


    ✔A solar power system

    With Westpac Warm Up, we’re helping our customers make improvements to their home that we know are important to them. A healthy and energy-efficient home isn’t just good for the environment - it’s good for you and your family.

    Find out more at https://www.westpac.co.nz/home-loans/warm-up/